ReduceMyExcess is a UK car hire excess insurance specialist underwritten by AIG and named a Which? Best Buy three years running. It sells Single Trip, Annual Multi-Trip and Van Hire excess policies that refund the excess you’d otherwise pay the rental desk, instead of buying their own costly waiver.
It suits anyone renting a car in the UK, Europe or worldwide: occasional holiday renters do best with Single Trip cover, while frequent renters save more with Annual cover from £47.30. Our ReduceMyExcess discount codes make either option cheaper.
Buying car hire excess insurance from ReduceMyExcess? Click through our button first and you’ll earn 8% cashback via Quidco on top of cover that already refunds the excess you’d otherwise lose at the rental desk. There’s no code to copy – the tracking happens automatically once you follow the link.
Annual Multi-Trip cover starts from £47.30, so 8% cashback on that policy puts roughly £3.78 back in your pocket – on top of cover that already saves you up to £255 versus paying a rental desk’s own excess waiver.
Anyone buying a ReduceMyExcess policy can use it – new and existing customers both qualify. Just make sure you click through our button rather than going straight to the ReduceMyExcess site, so Quidco can track your purchase.
Beyond this 8% cashback, you can still cut costs by choosing Annual Multi-Trip cover if you rent more than once a year, and by buying before your current policy expires to lock in today’s price instead of renewing at a higher one.
No. This is a Quidco cashback offer, not a code – just click through our button before you buy and the 8% tracks automatically.
The 8% applies across their main excess insurance range, including Single Trip, Annual Multi-Trip and Van Hire cover.
Cashback tracking through Quidco isn’t instant – it can take a few days to appear as pending in your account after you buy.
No end date is currently set, so you can use the 8% cashback rate whenever you’re ready to buy cover.
Yes – the cashback is available whether you’re buying your first policy or renewing cover.
ReduceMyExcess doesn’t run a separate NHS or blue light scheme, so NHS staff and emergency services earn the same 8% Quidco cashback as everyone else – just click through before you buy. See our full ReduceMyExcess discount codes page for any other routes that come up.
There’s no student card or loyalty scheme tied to this cashback rate, but frequent renters should still compare Annual Multi-Trip cover against Single Trip – it works out cheaper across several hires, and the 8% cashback applies to either. Check our full ReduceMyExcess discount codes page if your situation changes.
Save up to 40% on Iberostar beach resorts in the Dominican Republic – no code required, just book direct for this sun and all-inclusive deal.
Save 5% on any Hoppa ride booking with no minimum spend – airport transfers, shuttles and private cars worldwide, all discounted with this code.
Save up to 70% on business and first class flights with Business-Class – no code needed, discount applied automatically.
Save up to 20% in the Sealskinz secret sale on socks, gloves, hats and overshoes – no code needed, ends 7 October 2026.
Save £300 on selected Explore small-group adventure holidays – no code needed, just book an eligible sale trip before it ends.
Save up to £100 with Alfa Holidays’ Early Booking Loyalty Bonus for returning coach and self-drive travellers booking multiple 2027 trips.
